Commercial Mortgages for businesses seeking to purchase or refinance their own trading premises.
Commercial mortgages up to 82% of property value, business goodwill can also be funded for certain sectors.
Whether buying new property or refinancing outstanding debt, we can help every step of the way. Our bespoke service ensures we fully understand the business and the funding requirements, delivering not just any deal but the right deal.
We’ll outline the very best terms available, then manage the application process from enquiry to full credit sanction and through to completion.
Commercial mortgages are available to all applicant types; individuals, partnerships and limited companies, including situations where the property is owned by or to be purchased in the name of the directors and rented to their company.
Interest-only and part-repayment options are available with loan terms up to 30 years.
There is no requirement to transfer day to day business banking to the new lender in many cases.
Professional practices can be financed to 100% of property value plus goodwill funding
Property types funded include the following:
|Shops and other retail units*||Offices|
|Industrial Units||Factory Units|
|Warehouses||Hotels and B&Bs|
|Garden Centres||Restaurants, takeaways and Cafés*|
|Public Houses*||Educational Establishments|
|Day Nurseries||Care Homes|
|Professional Practices (e.g. doctors/dentists)||Workshops|
|Car Showrooms||Petrol Stations|
|Farms and other rural property*|
*with or without accommodation
Please note this is not an exhaustive list, most property types can be funded.
It may also be possible to arrange commercial mortgages for applicants with previous credit problems.
If you have any financial enquiries from mortgage advice to insurance advice, please complete the form and one of our professional team will contact you to discuss your needs.
If you would like to speak to one of our team today please call us on 01656 856120.
Alternatively pop in to our shop at 16 Bridge Street, Kenfig Hill, Bridgend, CF33 6DD, we would be delighted to help you over a coffee.